The Internet is like a giant anthill where you can find much interesting content and buy goods or services. The World Wide Web allows every modern person to save time on daily activities and achieve the best productivity. Unfortunately, the availability of Internet technologies and the naivety of many users have led to the growth of web scams. Many attackers use simple or multi-step methods of deception, extortion, or even blackmail. You should know about the most common ways to avoid problems. How can we be scammed online? Let’s find this out.
Fake Bank Representatives on Social Media
If you know what mobile banking is, you probably already managed to assess the ability to make all transactions using your smartphone. There is nothing easier to log in to the application and pay for certain goods and services. Even if the average user has problems, customer support can quickly assist. As a rule, many people find it more convenient to communicate with online agents via Viber, Telegram, or other messengers.
That is why scammers like to fake the profiles of many Internet banks and contact people on behalf of the finance department. The standard fraud scheme is very simple: attackers write messages to people on behalf of the bank representatives that their account has been blocked. Unlocking is possible only after specifying personal data, CVC code, or a secret question. But you shouldn’t divulge such information to anyone. And, of course, bank employees will never ask you for this on the Internet.
Many people search for information on the Internet for a variety of reasons. Let’s say you want to find patches for a video game, new templates for a mobile app, or important information for your research paper. The problem is that not all URLs are safe. That is why you better find the best research paper writing service and don’t look for samples on dubious sites. But how does the fraud procedure itself take place? Everything is very simple. Attackers can create an informational site containing articles on popular topics.
Each publication may contain a link to a specific website or archive. The problem is that cybercriminals present this as a direct way to download something important or search for data. Instead, you can voluntarily download a ransomware virus or give hackers access to your data. In addition, the link can be a direct key to the activation of any scripts. So don’t trust suspicious sites. Follow the links only if you are sure they are safe.
Fake Business Courses
How often have you seen advertisements for business courses on the Internet? Most likely, you have at least once seen an ad of a company offering to make you a genius of financial markets or an investment expert for just a couple of hundred dollars. Let’s say you want to start a business but don’t know where to begin. You will most likely want to find management courses. But don’t blindly believe all advertising slogans.
As a rule, online courses from little-known people are almost always cheating. First, you can pay money and not even get the product or service that you need. Secondly, even real online courses can be just a transitional model for stimulating people to purchase additional options. If you are a student, you better order an essay on management and spend a couple of days studying all the available online courses.
What type of scam has been the most popular in the last 20 years? Most likely, you have at least once heard about financial pyramids or the Madoff investment scandal. The essence of any such fraudulent group is to attract as many investors as possible. As a result, people are promised huge dividends even with minimal investment. As a rule, even 20% per annum is too much for most investment funds.
Most pyramid schemes offer 15-20% per month if you invest at least $100-200. It should be understood that this is a scam, and no company will agree to such conditions. The problem is that many “investment” websites are fake. As a rule, such companies do not legally exist. That is why you should not trust online advertising and companies that promise you incredible money in a few months.
Requests for Help
The most common way to cheat on the Internet is to ask for help. Unfortunately, many people register social media accounts and don’t even bother creating a strong password or two-factor authentication. This is the main reason why hackers can break into accounts hundreds or even thousands of times a day. If your friend or relative unexpectedly wrote you a personal message for help, then you should carefully read each line.
Let’s say the message looks believable. Then you should ask for information that only your friend or relative can know. You can also offer a personal meeting. Typically, scammers want you to send money to an online wallet or in some other way that would make it difficult to identify them. It is worth noting that you shouldn’t follow the links that you see in messages.
As you can see, there are a huge number of fraudulent schemes. Many people are too gullible, and criminals take advantage of this weakness. You should always be critical and analyze everything you hear or see. And you also should not trust people who offer you instant benefits for a small fee. Try to avoid sending personal information to anyone and do not divulge your bank account details. Such precautions will help you avoid scammers.